When asked to describe their risk profile, most people would probably describe themselves as risk-averse. After all, who likes to willingly lose money? When asked whether they are willing to take on risk in exchange for return, we are venturing into the question of risk appetite. A person with a very low appetite for risk... Continue Reading →

Our brain. We know it is the most important organ of our body, but for many people, so little of it is seemingly understood as to how it affects our thinking, particularly when it comes to investment. This is because investment, as I have come to learn, is often counter-intuitive. This has created many myths... Continue Reading →

Most of us have probably heard of the term balance sheet of a company, which gives a snapshot of the financial picture of a company at a point in time. It shows a summary of the assets (what it owes), liabilities (what it is owed) and shareholder equity (or net worth) at a specific date... Continue Reading →